@Paul D.I ran into this issue.

However, there's a critical ethical issue if the company did not accurately represent these terms or the process, leading to your misunderstanding.

Has anyone else had similar issues?

While it is difficult and time-consuming to get approved, the main issue is that the interest rate will run well into double digits and, to add insult to injury, you get taxed on the interest you're paying and you're forced to take a life insurance.

Keeping records of any notices you issue to your tenants is also crucial, as it ensures that you have a paper trail of any communication or actions taken.

I have my contractors out there, and if I see something that might need to be repaired soon, I just get it done, while others will wait until an issue comes up.There are 3 different kinds of people in this world:They all walk into a property:Person 1: "wow this is perfect for rent, there's nothing here you have to do!"

The other issue with 'second set of eyes' for someone to look over your work is that the person doing that may be required to 'sign' as a preparer which can then put the firm at more risk.

My issue is, he wants the payment to be reduced roughly 50% to reflect the lower principal amount. 

Also, they need to have been issued with the goal of cash value accumulation as regular policies are usually crafted for the most death benefit with the lowest premium cost, limiting the cash value.All the information of your current policies were given to you in the initial contract.

A lot of calls come in for furnace and A/C issue.