And it's a freaking pain in the neck to deal with banks!

It's a pain in the neck to get to thanks to the border, both to get in Canada and then into the USA...and of course back again. 

So I feel your pain and wish you all the best!

I feel your pain.

Gota love family, a pain with or without them. 

@Lauren Nelson keep in mind at your moms age, being a landlord can be more of pain verses being beneficial.

What did cause pain was a fire in 2013 - - circumstances beyond control - - but even then the MFU saved the day and was net positive all the while.btw: my fixed expenses are 30% and no where near the inflated $5k example shown.When I bought, I determined the fixed breakeven point as 70% occupancy and never suffered anything near that.When the UK exits the EU, Greece & Turkey collapse, THEN we will see issues hard to deal with.

I will have a couple of land contracts to re-fi soon and also want to re-fi my personal residence. i thought I would ask here for any great brokers who seem to get the job done with as little pain and time as possible.  

Probably because the guys "paying" the notes are a pain.  

Or if you are sick of getting these.Best,JC Paine