Good luck with your purchase, should be easy to keep it occupied.

Hi Alex,I'd recommend speaking directly with your mortgage broker to see if there are any stipulations against you moving out and renting the unit you're currently occupying. 

@Reggie ReardenI think what you are asking is outside the scope of standard maintenance for a tenant, unless it was specifically communicated and demonstrated to them before they occupied the home. 

A couple years ago I got a BECU 12 yr no fee fixed loan on an investment property https://www.becu.org/loans-and-mortgages/home-loans/fixed-rateI do not know if they still have this program for non owner occupied anymore but worth asking. 

Pick up the phone, call them, ask to speak to their loans department and ask them what their appetite is for doing HELOC's on non-owner occupied small multifamily.

If it's tenant occupied, connect with them to let them know you'll be changing the locks and you'd like to give them a new set of keys.Get homeowners or landlord insurance NOW. 

Hi,  my fiance and I have house hacked and are currently owner-occupying a 4 unit property in DC. 

Just need to make sure you change insurance to non owner occupied.

In that case, I imagine the VA would require you (as they do when you initially purchase a VA loan property) to occupy for 1 year.

.- 1 three bedroom single family home, currently occupied by the maintenance man who is on a 1099 and gets $1200/month in addition to the housing.- 1 office with an attached apartment.