#4- Require that your Private Money Lender disclose their full identity, personal and company contact information that can be verified, skip traced along with proof of the nature of their business, bank and client references etc.

They ended up telling me that at 5% it just wasn't enough "skin" in the game for them. 

Just because of your very ethical nature, I really want to help you.Not sure how I can help other than  giving you a way to substitute your lost leads because you won't mail them, with SEO leads that are free and very motivated.If you want to take me up on this offer, get in touch.

This is been an on going debate that Vinyl Planks is the new trend.
Would like to hear your 2 cents

I booked a rental at a Northern Michigan lake house recently, and now that I'm an expert, I naturally had much to critique.

It's tough if you're brand new, because the lenders a big risk on you, and you don't have any skin in the deal.

From my understanding the biggest thing holding back commercial development is the availability of utilities (especially natural gas). 

In my area, most investors require you to have skin in the game. 

They have more skin in the game then you do.Make sure you get clear title.

Grow some thick skin and go make money.