Anyway cap rtes are thrown on here frequently and the way theya re defined on here befuddles me as I am used to the Walgreens / Targets of the world and ( typically A+ tenants in the 5 range A Multi family will get you high 6's low 7's in various markets ) cap rates determine value  eg...

A low fixed rate conventional loan just sits there and pays down quietly, not spurring action. 

During a recession, it's always good to be closer to the low-end than the high-end.

Partner 1: my own Self Direct IRA LLC (out of state LLC, somewhere low cost) Partner 2: my wife's Self Direct IRA LLC (out of state LLC, somewhere low cost) Partner 3: my mother's Self Direct IRA LLC (out of state LLC, somewhere low cost) Partner 4: an LLC that is owned by both my wife and me. 

If you had a million dollars, how would you invest in real estate for ongoing cashflow, diversified portfolio, low-risk, longterm play with minimal hassle?  

The solar has the highest interest rate, but at such a low payment it would be much more beneficial to your financial position to knock out the car payment early if you can because the value of the car is depreciating. 

If your returns are low for other reasons then I'd recommend working on that before venturing into real estate.

They can also have multiple homes under a single policy, keeping the cost low. 

A quick pre-check on this last applicant seemed promising until the low credit score came up. 

This area has some of the best schools in the state, relatively low property taxes, a mix of country and suburban property, and housing from 140,000 to multi-million.