I’m living upstairs with a roommate while I Airbnb the downstairs.

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You want to invest just to have a place to live and potentially offsetting your mortgage payment by renting out the vacated rooms or having x amount of cashflow in the future?

My name is Dwayne and I've been living in the Cincinnati area for about 4 years now.

I'm considering doing a 50:50 equity partnership with one of my associates and was wondering if it's possible to structure a househack in a way where I would be living in it (for at least a year) while my partner does not.

How many years until the child lives there?

After you have lived there for 12 months get an approval to build or buy another 2-4 unit home to start the process all over again.There are some tips and tricks to speed up the process to ensure you can buy or build another 2-4 unit. 

I wanted to know if I should make another bedroom where the living room and dining room are located.

I wont live there.

This is also why price point is lower, but again, Philly is philly, and will always be philly - a place where lots of people live