Here's my experience summarized about the Midwest. https://www.biggerpockets.com/forums/48/topics/1165499-whats...The "cash flow on paper" for Class C Midwest (which is almost non-existent with 7% interest rates) will cost so much in repairs, capital expenses, tenant issues and it won't appreciate enough to make up for the losses.

Added flooring in many rooms and just fixed a lot of small issues with an 80 year old home.

Columbus market is growing really fast with larger companies like Intel, Amazon, and google shifting here. 

Jacob, we no longer vent any crawlspaces, we insulate and encapsulate which leads to much fewer issues with mold and mildew.   

Gap lending is second position usually a small amount behind a much larger amount.

But that doesn’t answer your HELOC issue.

There will always be issues, I have never seen a house with no issues.

Mobile Home Parkin' is quick and budget-friendly, but be wary of lower rental rates and zoning issues.

The main issue is that your listing is not updated and therefore not optimized. 

The interest rate isn’t the bigger issue.