These programs are put on by the government such that lower income individuals who otherwise would not be able to buy a house, now can.

Often, I wish I could convert the entire PM into a thread for the benefit of all (perhaps a future programming function for @Joshua Dorkin )With that said, I really encourage all members, both new to BP, new to investing, I seasoned vets to ask their questions in the forums so not only one person can answer, but many providing better feedback with many points of views on questions where they consist of opinions and experience rather than simple facts.Clearly there are cases where the question is much more of a personal and private issue and not as appropriate fir public forum view, therefore, these types of questions should remain in a private PM ore email.I still encourage those to PM me, but I do suggest to all that they use the forums as often as possible as you will certainly get much more out if it!

LM with Garage door guyGet set up on Quickbooks accounting program for this ventureOkay questions that have come upEPA paint certification - Anyone going to the July 15th class here in Austin?

Huds escrow program is for FHA loans that require minimal repairs.

Depending on where you obtained the credit report, many portals working directly with the agencies will offer the agency programs which allow a consumer to pretend to pay down or off other debts to see the score impact.  

All that being said I have come in contact with someone here on BP who claims that I can learn all the secrets to smart RE investing through a paid program.  

I have completed the Allied School CA RE course and I am very happy with them and how their program prepared me for the license.

My day job is System Engineer/Administrator and I'm very knowledgeable in IT matters, I also am currently in an mba program.

There also are a ton of do it yourself pamphlets and taking time to read product labels and installation instructions is also helpful.

If you went to school a little while back and your rates are really low, maybe there's a little less urgency there.More importantly, if you're in public service, I pretty sure there's something called the Public Service Loan Forgiveness (PSLF) program.