The 100k is based on the tax collectors @John @John Underwood yes, my wind policy does have rental loss coverage, but they immediately denied me because I had a roof exclusion due to it being a flat roof and the damage was mainly done by flood. 

And after covid you can probably get it for a song.I would offer a discount on rent until its replaced, just to be cool and acknowledge its not as pretty as it will be.

He had been given Rentals to do, but those rentals are not exclusive.

(if not, you may want to add one for the future).Even if the landlord had another unit that the tenant could temporarily move to, the tenant would presumably still be responsible for paying the rent at that unit (although, if the tenant had a good history, the landlord might be well-advised to give them a discount for the inconvenience of moving)....hopefully that helps...Good luck out there!

We timed the market well also - I could see commercial prices still undervalued - and we picked this up at a 20% discount on today's prices - so over $200k in very quick equity gain.

I do a lot of discount work for elderly and disabled people.

Discount points are paid to everybody "wins" (I can't really explain it, but if want to chat send me a message and we can discuss as best i can how the bond market works).  6 months doesn't quite make the cut, but I'm sure its a compromise as a consumer protection, getting to the 1yr owner occupation requirement, and allowing an owner to potentially resell (lets face it, you can't effectively "disallow" somebody from selling).I think the guildines to 6 months on Title is to protect the lenders and the secondary market. 

But, the buyer of the unit will see that the roof is only 10 years from replacement, and he'll discount his offer price based on that.

I believe that if you buy during the exclusive period, the owner occupant cannot sell within 3 years.

In my market the fixer uppers are getting discounted the most so that could be an opportunity for you.