The specific multiple would vary from one provider to another, but this is based on a fee schedule we're very familiar with.The last Solo 401k benefit I'll mention is an exemption from Unrelated Debt Financed Income (UDFI) Tax on leveraged real estate.  

In most of these commercial loans, there is a very large prepayment penalty that is to be paid if the debt is paid off faster than expected.

I will eliminate a home in 30 seconds if it doesn't feel like an experience.

Two years of aggressively paying down debt and cleaning up our credit and we finally got approved for an FHA mortgage!

Locking in more long-term debt and getting out of the PMI from your FHA loan could be a huge benefit.Sorry if I made it harder for you. 

I base mine on monthly net cashflow, free of all short term or callable debt on legacy property.

We make a combined roughly $175,000 and have very little debt (no student loan debt for either, just car and mortgage).

Instead, you can leverage what you know to buy properties (rather using debt or cash). 

If all the utilities are Private, that makes things simple and typically  eliminates the requirement for "profiling" these drawings.- Are any actual roadways needed, or is this all just driveways being added? 

Sounds like a debt fund versus an equity fund, which are the more traditional method but be interested in seeing how it is structured.