With higher interest rate and negative cash flow currently i won't be able to hire property management and planning to rent it out myself.

That means I brought $100k as my down payment and paid about $20k in closing costs, so I'm all in for $120k out of pocket and my loan note is for $400k.Second Leg:Loan Note: $400kCash Out Refi Amount Request: $500kClosing Costs: $10kNow for the second leg here, let's say almost immediately after closing within a month or so, I want to do a cash out refinance to pull my entire down payment out.

Once I got an inspector in there, a lot of issues came up.Not to mention, seems like every single of their properties is priced at exactly the 1% rule - meaning negative cash flow if you factor in vacancy, taxes, and repairs. 

Like many, you can use a HELOC in the US but, for an investor, that's the same as paying cash.2.

I've calculated the IRR that includes appreciation, pay down, net cash flow;   a batch of my houses in a high appreciation area i earning 60% IRR (modifiec)/yr.  

Cash is king Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

By accelerating your depreciation schedules, you reduce your taxable income which in turn increases your operating cash flow.With the increased popularity, it has created an increase in cost segregation companies and technologies all trying to offer quick and inexpensive reports.

I've read in a book that Real Estate Investment in Japan is often referred to as a "Scientific Investment" because it can be managed with profitability that is close to the simulation of earnings based on prior calculations of yields.

My goal of becoming a broker is two fold:  1) Build a career with high earning potential   2) Use that income paired with the knowledge I would gain to invest. 

Your money will earn more interest by evading loan (or credit card) interest than it ever could earn in a savings account.