Once it’s seasoned after 6 months, refinance through a local bank or credit union.Now, I am a fairly new investor with my real estate license and a few units under my belt but I recently left a regular 9-5 and want to see what my options are in order to refi on the property with no W2 income.

Do any one have experience deal with fire damage property?

My advantages that I know of are my ability to get a mortgage (W-2 income, credit, and debt ratio are all good), having enough cash and house equity to get a 25% down non-occupied loan on a SFH or duplex (in my market), willingness to sell and move to house hack a 3-4 unit, understanding the fundamentals and math of small residential REI, love of learning "systems", and being a complete badass at life in general ;)My disadvantages that I know of are that I don't have experience yet in buying/managing rentals, and I haven't met enough other investors to learn about a lot of deals early in the pipeline.What would you do in my situation?

-Sell them off  on Rent Credit or Lease Option. 

My response to their question is always truthful: We manage this place professionally with credit checks and employment verification.

We worked together over the last year and she was able to get herself out of debt and repair her credit.

I hear that verification of employment salary is almost impossible from these companies and, if we as a landlord, call the company.Want to do credit check, eviction, criminal etc (as have kids on site and am only asking 1.5 month dep) and so many people are saying their reports came back clean but then they found out things after the rental went bad.Seems ridiculous that someone hasn't cornered the market with an honest reporting company with such an important requirement.Thx

If they say no they won’t repair it before closing, ask for a sellers credit for around 10k.

The seller will not give you any credits or make any repairs in an attempt to kill the deal.

And eventually rent it out after we build our credit this condo is not to expensive so we could also save a lot, and even buy something else later on,Is it a good idea?