@Chen Zhou how did the final product end up looking?

I even tried withdrawing some credit from the Bank of Mom, but alas, the bank was tapped out and the best I could muster was about $2,000.

One of the most productive ways that we have gotten deals is door knocking a list.

Hello Vincent,With no experience the HML will look at your credit and liquidity to qualify.

Go home and call all of your credit cars and ask them to lower your interest rate and raise your credit limit".

Note: I am aware of online applications like cozy that makes sure they fill out and pay their background/credit check but the applications for those types of software doesn't cover everything I want to ask and Brandon suggested paper applications is the way to go so it being my first rental I'll follow his advice on that but I just need a robust way of doing it.3.

With that said, you still have options. 1) Speak with some local banks/credit unions to see how much money you could borrow to purchase a place and what % down payment they require. 

I have excellent credit, a DTI of less than 25%, and a well paying job at a business I've been at for over 5 years.

We don't have a product yet as we want to make sure we build something that solves a problem. 

I have good credit with a very low credit utilization at the moment, and I don't really want to jeopardize it too much.