About 9 months ago I read the Millionaire Next Door and it helped crystallize where I am today and then a combination of BRRR and the Millionaire Next Door made the steps necessary to hit my target net worth today and tomorrow tangible.

It's obviously the combination of base cabinets 2x24"'s & an 18" drawer stack to get the size, all you need is the toe kick!!!

If so, would it be similar to the combined income that spouses qualify for or is there a distinction?

Don't forget to use the search function located at the top right of the page, lot's of information/tools here.

Hopefully combining two into one wouldn't be as hard as dividing one into two.

I am tech savvy but haven't used 95% of my cell phone functions in years.The main compliment I get from others is I can take a complex idea and make it really simple to understand.Creating more options and  lists just slows me down.

They are not very functional which is why I don't care for them at all.  

Combining discussions from other threads, investors, and forums I've summed up, in order, what I now believe is making a note payoff higher than its origination:1.

After reading the UBG I instantly felt ready to dive into specifics and that my goals of becoming a successful investor were not only possible, but very much so achievable when you combine pure hard work, a desire to continually learn, and the ability to save some cash!

+PGI-Vacancy=EGIOperating Expenses:-Insurance-RE Taxes-Prperty Management-Utilities-Other Operating expenseNOI = EGI - Operating ExpensesMortgage Payments:-Principal-InterestCF after Debt ServiceCapEx-Capital ExpendituresCF after CapEx-Purchase/+Sale+Financing/-Paydown of remaining balance upon saleNet Cash FlowCalculate your returns off of Net Cash flow.Returns:Levered CoC: Year X CF/Equity InvestedROI: Equity Invested/Total CF Distributions, including saleIRR: Use excel function to calculate (=IRR(equityinvested, Year 1 CF, Year 2 CF, etc.)Compare return metrics to other investment opportunities and pursue accordingly.