In Portlandia were are see price concession and or free rent etc on some of the new build real high end 2500 dollar elevator buildings on the east side.. this is happening now.form what a friend of mine who owns a management company with 6k plus doors was telling me at lunch.a few buildings are stressed right now.take this scenario.. you buy the land 3 to 5 years ago it takes at LEAST 2 years to get through permitting then another year to build.. cost of building in this time has gone up 10% or more.. land is static .. and your proforma show this ever increasing rent.. you now come on market and your 4 story elevator building now cost you 400 a foot to build.so your in a new apartment 400k.. you need 2,500 a month just to hit your investor grade 4 to 5 cap.. and now rents start to pull back as they are or lease up is very slow at those values.. so you have full amount of debt on the building and of course everyone these days has max debt.. so debt service and DCR ratios start to go out of wac  you have annual reporting and loan covenants .. you no longer meet your covenants and you have a cash call to your lender  along with negative cash flow.. this is what I mean by some are stressed..

I'm not new to investing, but I am new to re-investing cashflow and I haven't found much if any info on what a "safe" amount of reserves would be. 

@Jay Hinrichs Unlimited amount can be raised. 35 sophisticated and unlimited accredited can participate in the 506B.

There was a good amount of rent that had not been transferred and also a large amount which the tenants never paid.

Of course it's going to depend on the deals you find, but if I were doing it, I would simply run the numbers on each deal, and whichever produces the highest amount of cash flow I'd go with.

Ten (or a hundred) years from now, the balance would still be $900K.In order to eventually pay of the balance, the interest has to be paid plus an amount to reduce the balance with every payment.

The "issue" I'm having as of late is that I've automated a decent amount of the work processes here, which leaves me with a lot, and I mean a lot, of spare time on a weekly basis.

--Take out the HELOC on the rental and my stockpiled cash and pay off the mortgage on my main home in full and call it a day until the crash comes along when I will have likely saved up more money and have equity in my home, but of an unknown amount.

Data offered (there will be differences in the amount of data available on a given property)4.

Will be well over a million even though the principal amount is less than a million.