Generally occupancy limits apply to hud housing or to care facilities and would not apply to your situation (check with your state law to confirm). 

By the time a new wholesaler reaches you they are determined to do what they have been taught by the "guru," mostly because they have paid for it...sigh....My desire is the ethical and honest way because that is my nature and the ONLY way I will do business...

Frank, You are correct, ARV Doesn't apply (directly). 

To say the obvious, mold is a natural thing.  

@Emery Green I was referring to the rule often talked about here on BP as Mike and Russel said@Russell Brazil you said you didn't think the 50% rule applied as well to more expensive homes.

Here is how the " rule of 5" would apply on a 45 degree roof with new plywood, architectural shingles, gutters, and tuck-pointing I have to replace.  

Keep doing it afraid till ti becomes second nature.

I once felt the text of DFA was granting the 3 per exemptoin to "natural persons" I now read that trusts, natural persons AND entities may use the 3 per year exmption.  

Also, any payments the buyer makes should be applied to reimburse any amounts you spent before they are applied to the standard monthly payment.

In this case both state and federal law apply, but the more stringent requirements always prevail.