Additionally, you stated that you read Rich Dad Poor Dad, ask yourself if you think it is the best strategy to buy a primary residence, at market value ("not a killer deal"), live in it for a few years and then hope that you will be able to rent it out for more than your mortgage (and still cover CAPEX, taxes, insurance, property management, vacancy, legal fees, evictions.....etc) Also, keep in mind that you can buy up to a 4 plex with a VA loan (as long as you occupy one of the units for a few years). 

Also there are no cap rates on 4plexes.https://www.biggerpockets.com/forums/88/topics/360...No trash, common area utilities, yard, snow? 

I work full time and plan to continue to do so but would like to add additional streams of "passive" income. 

Also keep in mind most people that are boasting their rate of returns don't seem to be saying if the properties are Class A, B, C, or D.One of the things that I do is look at my portfolio as a whole, I have brand new construction in Class A areas, in addition to Class B, and Class C properties.

@Evan Ventura,People here on BP have also successfully used the cheap IKEA countertops (around $75-99 for a piece). at that price they where treated as expendables (one per tenant), and some even reported getting the install time with demo at 2-4 hours.for the other, you need to "waterproof" the common points of water entry:-caulk between the wall and countertop-use varnish on points contacting sink-use good glue near the oven/range since the usual pressure-activated glue does not fare well with heat

(I've always thought that they couldn't give value to unpermitted additions.)  3.  

Each dwelling has variables to consider such as light exposure, reflection/absorption, finishes & materials in addition to the style that best compliments the architecture. 

There are some things they have in common, others differ.

And if the property you purchase is depreciable, you may end up sheltering additional income too.

The other bit of my question is whether anyone's opinion is changed at all by the commonly held idea that the market may be topping out a bit.