My question is has anyone closed with a bank with less money brought to the table "besides" the 20% down.

The loan does not show up on your credit report.You can close immediately...kitchen table, if you call a traveling notary.  

Alternatively, the Greenville area by Moosehead has some really nice areas (more mountainous), a consistent, if modest, year-round tourism economy, and is not much further up the road. 

I really miss the foothills and mountains of CO.

I have an offer on a place that looks like it might have been owned by a relative of your house's owner, without the mountains of filth to climb through.  

We had half-pipe in the garage, hot tub, coke machine stocked with beer, pool table...Good times...  

It sounds like you have a lot of tools laid out on the table in front of you and don't realize it.

My father is a real estate developer/agent and would bring a great deal of experience to the table. 

Well, I would say because he gets to sit at home watching tv while we are the ones making sure everything is done on time, done on budget, and done correctly.I am basically asking for a starting point as to what to bring to the table when it is time to get the investor documents going.Thank you in advance for your response to this long inquiry,Tyler Fers

It's good to take action, kudos for having the courage to get out there but you need to make sure you personally bring some value to the table before sitting down.