@Scott LunnThere are all sorts of spreadsheets in the Fileplace (under Resources in the blue navigation bar) and if you have Numbers, it will open Excel documents.Hope that helps.

This means I need someone that understands and can navigate a more difficult lending path.

This risk is heightened in liberal counties with hoards of rules to navigate.  

I asked him how he navigated the possible due on sale clause and what he responded with blew my mind because I've never heard of it before.

Here are the highlights: 100+ unit multi-family in Kansas CityTotal acquisition cost is $7m: $6.35m purchase price, $400k reserve and immediate needs (for unit upgrades), and the balance for loan fees, closing costs, attorney fees, etcIt’s a limited partnership, where general partners take 1% acquisition fee, 2% asset management fee(of gross revenues), and 2% of gross proceeds upon saleInvestors are paid 100% of cash flow until each has received 7% compounded annual return, then the GPs take 20% of total net profits distributed to investors, followed by 80/20 investor/GP split until each has received 12% returnUpon sale, investors get 100% of investment returned, then the GPs get their 2% of gross proceeds, then investors get 7% compounded annual return, then GPs get 20% of net profits distributed to investors, and finally there is an 80/20 split for investors/GPI am still doing my due diligence on the GPs, but so far it appears they have a good track record.

Secondly, you need to have a mobile version of your site, so when someone pulls it up on their phone it is easier to navigate.

Navigating state tax law and filing the applicable tax returns is certainly not easy.

One, make an exception and navigate the slippery slope that once an exception is made, the tenant now knows that other exceptions can be made as well.

My in-building neighbors there did drugs, didn't pay regularly, and the guy upstairs wore a police leg parole gps tracker.

While someday I, or my kids, might accept chickens and lamb as rents I don't see turning my greenbacks into gold, maybe more land with good live water, or adding armor to the Navigator, but not gold.