I just graduated college and am focused on reducing debt and improving our financial situation.

You must have a license before contacting debtors or soliciting clients in Washington.Business License ApplicationCollection Agency AddendumProvide a Financial StatementSurety BondList of persons with more than 20% interest in the business$850 Licensing FeeHere is the link:https://bls.dor.wa.gov/collicense.aspx

I am very eager to learn and very excited as my goal has always been to only work on my terms not because I need to, basically to be financially independent.

Let them know that you are trying to build a positive financial future for yourself and/or your family via rental property.

If they are the same company make sure you are not dealing with the owner when purchasing and that the person helping you buy sees little to no financial benefit from the management side. 

Hello,I need some financial advice.

Should I be worried about basing long term financials on a government organization that is roughly $20 billion dollars in debt?

To make even a modest amount of money you need at least one of the three; to do a more substantial financial gain you need two of three, and to get wealthy you need all three.It starts with education.

. $400k housing and $9k in taxes annual, plus the utility costs there, don't really make Vermont that attractive from a financial point of view (which is too bad because it's a beautiful state).

The past few years I have been working in public service, which I do enjoy, however I have realized that it is not the way I am going to achieve my financial goals.I very much look forward to connecting with the members of BP and immersing myself into the world of REI.