Hard money is NOT going to accept that risk they will want 40%-50% down minimum with your 100% financing plan because it cannot cash flow and if the value drops a tiny bit there is nothing there.

Hello Bp,I would like some feedback on this creative financing I am trying to do.

I have a relationship established with one of the loan officers and he has helped me quite a bit with all my financing questions.

How did you finance this deal?

Hi, I'm looking for any real estate investors in Bakersfield who have had any experience with creative finance and/or routinely use creative finance such as sub-to to fund their deals.

This was my first flip, that I financed with a hard money loan. 

Understanding how to get creative with financing is where im having trouble.

I was speaking with someone in the finance space and they suggested a hypothecation loan.

New, class A assets are coming in under the projected rents that they used as terms of finance.

So, they almost certainly have to go no matter what. 2) Did the owner suggest owner financing or you?