I'm working with a local lender that will finance up to 10 traditional mortgages that meet Fannie Mae/Freddie MAC guidelins.  

From what I'm told, traditional financing is hard to obtain with challenges like this.

I used non-traditional funding because the place needed rehabbing, and was empty.

I've been trying to develop relationships with active wholesalers in the area who are finding distressed situations and finding buyers outside of the traditional routes. 

There several that offer courses on-line, some combination on-line and class-work, and others the traditional "classroom " options.

You need very little cash, as opposed to other traditional REI methods and it has potential to provide a nice cash flow.

Because the buyer cannot qualify for traditional financing and needs to go the owner finance route, I decide that I am going to sell the house to them for 110k and add 2% interest on top of the monthly payment (I have read a lot about how sales prices can be higher for owner-finance deals, but have also read the contrary).

Traditional mortgage brokers will not be able to help.

Normally I don't socialize with my tenants but they were paid up for the next 6 months so I decided to take him up on it.We had such a good time we decided to make a weekly tradition of going out for wings and by the end of the lease we had become such good friends not only did we get wings weekly but they also invited me to go on vacation with them and they invited me to be a part of their wedding at an inclusive resort.They only rented from me for 14 months and they got a heck of a deal but they are now lifelong friends.

Once I grasp the different traditional forms of financing then and only then can I become creative without worrying about going to jail, getting a divorce, or those other horrible things you mentioned. :) Thanks for the brute honesty.