Need help on ideas to get rid of duplex

You may want to see if the wall is load bearing. 

How big a cut would you think they would want if they bear all of the additional risk without these forms?

Probably a DP-2 would suffice, though at a 1.1 million dollar pricetag, you might consider a DP-3, which would cover you to replacement cost in the case of a loss.The pandemic has no bearing on any of these details, and most people I know have seen little to no impact in rent payment or tenant availability.

I live in Chicago and working in south WI so both locations work for me to meet with them.  

The cash in hand can also be put into an interest bearing account and you can show cash reserve seasoning if required P&I payment reserves are required.

I am within Chicago and the Housing Authority does provide for emergency inspections for the reasons you mention.  

Good Morning, I am looking to purchase my first multiunit property in Chicago.

I am brand new to the investing world, my husband and I are looking for a vacation home on a lake in Michigan, Appx 2hrs from Chicago.

I've rehabbed over 180 units on the south and west sides of Chicago.