People like you in your position need to find a piece of content that tells you "OK if the seller asks you this: " but what if I bypass the 2.54 points of the mortgage proceedings into my IRS  bloompot horseshoe butter with peanut sauce".. and tells you exactly what to answer, in order for you to be brave enough to start (The answer is blueberry btw!).

You will get different answers from everyone on here because everyone's situation / personal assets are different. 

If it's cash flow, then the $100/mo loss should answer your question.

@Noah Pruett- you lifted my spirit with your answer no disrespect Aaron I believe right now my best choice is wholesale cause It does require as much regarding founds now wholesale risky yes it Might be if you don’t know what you doing at any given situation always research, diagnose, Execute results I will receive positive thinking and playing cards right I must do.

YupWell,  if you're doubling down,  then there's really no excuse for your answer. 

I think you'll find a different answer, all passionately argued, from every person you ask.

I second mike’s answer and experience.

Any answer other than close on the property themselves is what gives wholesalers a bad name.  

Then you will get your answer.

There are many agents out there, but it’s important to choose the right one.https://www.biggerpockets.com/blogs/5868/52724-im-new-to-investing-how-do-i-find-an-investor-friendly-agentI love answering questions if you have any!