I did the math, and I think if I lowered my down payment under 50%, i probably wouldn't be able to cash flow on these expensive California properties.

The policy is coming up for renewal and I tried shopping around and have been told that either it is not insurable due to an old type of wiring or it will cost 100% more for the policy than I have now.I tried to do a cash out refi and was told there isn’t any equity to take out.

@Chris HuangDM me and I will connect you to a mortgage brokerGino

My brother and I are looking to purchase our first rental property.

@Charlie Curtis Irvington is one of the oldest neighborhoods in Indy and is desirable and historic. 

I manage properties where I live and one bad month, one eviction, one water heater goes out, you could be upside down on cash flow for months and I am thousands of miles away so I have to trust their "Trusted Property Manager"Sorry for the long rant, the question I have is what about Tennessee?

I was wondering if the home is owned by both my wife and I, does my wife have to sign the property management agreement too?

We've found it has superior reporting features, integration features, and is overall more efficient to work within than other REI-specific software.The downside is QBO is not set up for REI so you'll need to do that or work with an expert to ensure it is set up for your business appropriately.Something else to keep in mind is your entity structure and how your entities file tax returns.

I have a lender in first position (75% LTV) the seller will be financing (20% LTV) and I am contributing 5% LTV + closing costs.

Thanks in advance.KayAssuming your debt to income ratio is actually being calculated correctly and is still too high then a debt service coverage ratio (DSCR) would be your best bet.