Debt if used responsibly is a valuable tool but to say debt will always multiply returns is the wrong message to spread in these forums where there's a ton of readers who are inexperienced investors and will fall for the trap of following your flawed approach to originating debt.If you need additional help understanding how debt works in real estate, please send me a DM and I would be happy to help you out.

Specifically, I am looking for smaller multi-family properties with a maximum of 20 units, as well as triple net commercial properties such as gas stations and hospitality properties in Edmonton, Alberta.

You can certainly learn through free resources and online forums like this but a mentor can help cut thru the noise, provide clarity specific to your goals, and provide support to achieving them without the trial and error. 

If we can help with any General Contracting specific questions please let us know.

So those saying prices are increasing, it must be their specific market for these types of assets as nationally this is not the case.2.

Most cities have specifics like this for STR properties.

I will cycle through 1-3 new credit cards a year specifically around when I start a new project or need to do upgrades on an existing rental.

Specifically in Indianapolis.How does one find a mentor?

There's a lot that can go wrong financially and you can really put yourself in a DEEP hole if things go south. 

@Nolan Mahoney I personally don't find anything wrong with it.