I have an in house notary so we are good.. and many states are doing electronic filing.. 

I also might expect a slight tick up in NED filings and down the road possibly a few more foreclosures in that market based on some peoples businesses not being able to survive.

Best way to know about they really loose job is ask them if they file Unemployment benefit.

Have you ever filed a tax return for this business?

I'm not opposed to setting up my books properly from now on, but am afraid it combined with the late filing will trigger an audit. 

Being laid off, meant NO money coming in, and there were NO jobs requiring help.Dad filed for unemployment as he had done in the past.

Or if your intent is to force a separate tax filing so it’s not on your personal 1040, then he needs to be involved at the very top level so that your business returns flow into the final LLC to generate a k-1 to your 1040.That’s my laymen’s two cents

I’ve filed for my first LLC and plan to quit claim deed into this entity after the loan closes.

In a slightly more specific manner, I don't really keep a "file". 

Would anyone be kind enough to refer me to an investor-friendly mortgage broker that is responsive, likes to move things quickly, understands how real estate investment works, and is versatile in offering loan options?