I've been studying for the past 4 month my Real Estate Sales course and been reading REI books, listening to BP podcasts and gaining as much information as possible.

Is it possible to do dual (simultaneous) closing, whereby I pay the first note and deed the property over to the buyer at the same time?

I definitely want as much money in my pocket as possible, but want them motivated to do a good job.

We're really just starting our research and trying to suck in all the information we can but I hope to network and meet some people here that might help us on our way and possibly avoid some simple mistakes!

I've flooding my head with podcasts on BP and trying to retain as much as possible, feeling a bit overwhelmed but it's making some sense.

Looking to gain as much knowledge as possible about exactly how REI will benefit my family and peers.

It's also possible that a lender could even freeze your account, which would mean you could no longer draw on it at all. 

And they make it possible to take on many more deals at a time & make more money, if you're willing to think outside the box. 

First, does anyone have any insights on possible growth in Cleveland in the future?

It's just what it is.So.. credit can help, but it's possible to do without.