I'm curious to know if anyone is finding properties that cashflow in the area especially with the current mortgage rates?

You need to be able to prove you're an expert on property condition, rental rates, ESAs, Service Animals, Landlord/Tenant legislation, etc. 

Look at crime rates, school districts, would you live there? 

I would not take a tax rate + 10% hit to cash it out. 

On the rental side, say you take a loan on 150k (75% LTV) at 7.5% rate.

Either way, if you offer a good product at market rate you should be successful.

An example is the money goes into a trust and then is paid out over a period of X-number of years at the gift tax limit each year.She can charge you whatever interest rate she wants.

Following this, both the Average Nightly Rate (ANR) and occupancy experience a slowdown until the beginning of February.February - Marked as the high season, February consistently stands out as one of the best months due to favorable weather conditions in Florida and colder climates elsewhere.

I'm curious if this uptick is due to many investors being involved in hard money loans and now facing the need to refinance, unexpectedly encountering significantly higher interest rates compared to a few years back.

With the drop in interest rates and the easing of the Fed's interest rate policies, there's an anticipation of a more favorable lending environment which allows investors and home buyers to be more considerate of buying properties.