The deal fell apart because the lender would only look at the actual tax returns and make a loan based on those.We have all reasons to believe the actual annual income of $435k. 

These fly-by-night "wholesalers" fell for a guru pitch and are looking to make cash without putting in the time, money, and effort.

I am doing one in area called Upper Fells Point. 

Purchased a 26k package with the "Dave Seymour Gurus" and you know my credit score hurtfully fell below average.This has placed me in a bigger hole, not to mention I was recently laid off a month ago and still looking for a new job.

I work as a freelancer, so the lending process was particularly difficult and my first deal nearly fell through, despite earning decent income.I am looking to share my experience and learn as much as I can. 

The tennant's mother is on the lease with her since financially she fell short of my requirements.

If you structure the financing as EQUITY PARTICIPATION it is better, but they will still fell like they are a partner in your deal.The only solution...The best and most affordable financing is buying with creative seller financing.

I fell into this property as a result of a relationship I established with a local investor.

In 08, when prices fell, deals were much easier to come by.  

The agent did not actively find you - it fell in his lap.