I took cash out so maybe my equity percent is not as high as yours but I purchased properties that have produced better returns than I expeat going forward.  

Now they see the value in multi-generational conveyance of assets, and understand the importance of what it (the whole) produces rather than what they could buy if they sold it (the part – their portion/inheritance) all.

You have to be paying tax in order to apply deductions against that tax.When you invest an IRA in property, you have the expense of acquisition and maintenance, and the income produced.  

Here in Allentown/Bethlehem, they do not like to re-zone something as "rooming house", as that is where they typically have the most trouble given the quality of tenants it attracts.  

By Commercial if they mean they will have to review it as a income producing properity, but you can still get it as a 30 year mortgage (in your name), then yeah... that does not matter, it is their internal paperwork.Figure out what they mean, and while you are waiting, visit other banks.

Once that is reached, then you can work on the balance sheet.Increase cash flow by:1) acquiring passive income producing assets ( My priority would be to improve your acquisition skills to get better positive cash flow)2) paying off debt or reducing interest rate ( I wouldn't pay off low interest debt but I would certainly consider refinancing to long term fixed debt vs. short term ARM's)Good luck

We knew the people living in the house and they were in a rent to own deal when the owner, who happens to be a big real estate investor guru type, got in trouble for running a Ponzi scheme with his properties.

While I think I got the letter I need, I read many troubling forums about challenges with HOAs.

The way I see it, there are 3 main ways to look at an income-producing property as an asset: 1. you could count the amount of income it's producing as the value of the asset, 2. you could count the amount of equity you have in the property as the value of the asset, or 3. you could count the fair market value of the property as the value of the asset.

I'm in the Maryland area having trouble finding a buyer's agent.