I don't deal with borrowers, I deal with loss mitigation firms, servicers, attorneys and property managers.

MF follows nice cycles from boom to bust and once supply hits the top and vacancies start to increase, rents will erode and incentives blow up eating into the cash flow quickly to the point were debt service becomes an issue. 

There is a lot of demand for these from people in the service industry.

We bought a nearby property and moved out.We're now trying to sell the property, but with close to $100k in non-house improvements (well, electric service, house pad, barn/workshop, fencing, etc.) it's a tough deal for a traditional lender to process.

February: - Started a data services business related to RE.- Went to see 3 off market properties (all wanted too much to make the #s work). - Set up 2 contracting job appointments for a GC I know who pays referral fees.Where I fell short: (Unclog bottlenecks)- Did not tighten up the process of handling my lead verticals to flow automatically, in volume.

Lenders can have overlays on top of the investor (FHA, VA, ETC) guidelines because they carry the risks of loans until they can sell them,  plus sometimes they choose to keep them and service them. 

To entice often first time home buyers it offers a rebate where legal and home owners can sell it in selective US metropolitan cities at a steep discount for full services.

You'd first have to get your credit reports - www.annualcreditreports.com - and print out your reports.

You can have positive NOI but negative cash flow (think:  debt service and an unexpected roof replacement costing more than the NOI throws off). 

What web services are you using to collect owner information these days?