I'm sure there is more to their program - that was my takeaway after 45minute phone call.   

Debit- (other Expense) DepreciationCredit - (Fixed Asset) Building: Accumulated Depreciation (under the Fixed asset category in QBO)You could get the calculation from your accountant; it's based a just a few factors.

We thought it was an ideal house to STR - and it would have been just based on the location, and perhaps the experience of staying in an old home.

@Gabe Bouldien@Chris Seveney and @Doug Smith are mostly on target, but there may be a small window of opportunity.Any contributions you make to a current employer plan will be locked into that plan.You may, however, be eligible for an "in-service" distribution based on the language in your plan document.  

I have a home based business.

Based on walkthroughs of the property, they may offer estimates that are more accurate.

I am a realtor based out of the Raleigh area and love helping home buyers whether as an investor of if you’re looking for your forever home!

I know there are companies that give HELOCs based off the future appraised value of the home.

Will I be asked to answer phones?

Regardless, I’d still like to get a month contract with these stipulations to make sure the bases are covered.