I know deals are out here in this market, it seems like consistency for a long period of time is what's necessary, like anything in life right?

Would you sign a contract to guarantee to work with a Private Lender for a specific period of time.

If they weren't prohibiting conventional loans they may be trying to steer a purchase to a homeowner especially if they have a stated period where only loans from homeowners will be accepted.

@Greg Morris mentioned a good point that you may want to try contesting your taxes, you only have a certain period of time to do.

If it works for you, you may want to put in a shorter (7-10 day) inspection period to see if that helps. 

She worried it will miss the time for the 30 days period until the end of March 31th.

The utilities and so forth that you paid reduce your rental income but aren't part of the basis of the property. ie, they don't impact the sale price profit of the property.You probably should find a CPA that can help you sort all this out as it seems like you may need to file some amended returns to cover the period since you bought the property.

I'd ask for the sellers disclosures before you sign anything and make sure you include an inspection period if you need to back out so you don't lose your EM deposit. 

There was also a 1 month grace period so I had until March 31 to pay, but I paid over the phone.

@Kyler Lee:Pros:A-class property should command top rentsVery low CapEx and maintenance, at least in the beginning.Building right can lower operating costs.Cons:Nearly impossible to make the numbers work due to the high cost of land and laborTons of red tape with P&ZNeed to work with a very experienced GC, which eats profitsUtility hook-ups can make the costs prohibitive for a rentalDifficulty getting financing if you (or a partner) doesn't have direct, relevant experienceNo cash flow for the entire construction period requires larger up-front reservesThere's a reason only really see SFH or large MFR being built in most places.