If I were in your shoes, I would do the following:- set 6 months worth of income aside in a HYSA to save it for a rainy day (this will help shield you if you lose your job, or if something goes horribly awry with your investment properties)- open a Bank on Yourself life insurance policy (this is a specific type of high dividend paying whole life insurance where you can borrow against the cash value in your policy at any time and the money will continue growing as if you never took out a loan.

It's important to weigh the benefits of potentially lowering your monthly payments or reducing the total interest paid over the life of the loan against the potential drawbacks, such as upfront costs or a longer repayment period.

(You didn’t’ say what you paid.)

Having a job in addition to managing 10+ rentals can be a slippery slope if your in that situation.Best of luck!

It's the same work to do a $55K loan as a $500K loan so the fees will be higher due to the loan amount but will still be much lower than what a lender or broker gets paid on a higher loan amount.

Plus the sellers paid her commissions.

Paid off my student loans after 10 years of graduating.

Target people that commute to a job in the city but want county schools.

contractor or maybe contractor these guys that do low value jobs are basically judgement proof as in they have no money..

But if you do not, I would pay for it this time (not what you want to hear), and then moving forward have it in writing that if you come back her the bill will be paid for by the actual causing tenant or split by both parties.