I've done nine at this time here's one that currently has 11 days left not Real estate but in AI field.

Hi, Tom,To my knowledge, there is no way to access cashflow prior to 59 1/2 without taking a withdrawal (or a loan and I strongly recommend against that) from your 401k .

I waited until they opened each parcel up to offers before I jumped in and made a strong offer.

After the 3 year private money loan is paid off the property will cash flow very strongly.

She's extremely sharp and someone you'll want to develop a strong relationship with. 

@Sam Collins I don't know the Houston market but what I'm seeing on a macro level is that the market is still strong.

The two vacant parcels of Land I wanted to bid on were part of three-parcels that were originally one large lot, which had been subdivided in 1992 (twenty-nine years ago).

If rental demand is strong in your market, this may not be as much of a problem. 

Leveraging your money (20% down but controlling 100% of the asset) will get you there much faster and the risk is pretty low if you follow some basic rules (know how to calculate cash flow, buy smart, maintain a reserve, have strong policies and procedures in place for renters, know your laws, etc.)

As long as your tenant has a history of strong employment and no evictions, with a decent credit score, you'll likely be okay.