But I also believe we are near the bottom - buy now.CNN Reports:House hunters are too scared to buy despite low pricesDespite some of the best home-buying conditions in years -- affordable prices, low interest rates and lots of choices -- fear of buying has infected the market.It has paralyzed house hunters, making them unable to pull the trigger even on attractive deals.

Scott, I know you know your stuff and you give very good advice, but are you saying you never had a rough "relationship" with a loss mit and they somehow "lost" your file or it found its way to the bottom of the stack?

When selling a MHP in NC I had a few bottom fisher investors approach me with their charts and graphs showing me the max the property was worth.

You will have little success working from the bottom (asset managers) up.If your looking for bulk REOs, focus on smaller state or even local banks and contact on its loan officer's.

Both deeds are held in escrow, in other words, with some neutral party with instructions to file the deeds upon evidence of certain events as may be required.

If I need more supplies for the job a few days later I just show them the bid and they honor the bottom line discount on any extra supplies.

I think the bottom line is this.

I don't think landlords are more socially conservative or liberal, but the are more bottom line people.

The bottom line is you have a good deal or you don't.

Bottom line, I want to know that my net worth is growing and that I'm counting real assets and fully recognizing any debts that I have.