Mis managed by previous ownersLots of rehab work required Saw that I could live in one unit essentially rent free How did you find this deal and how did you negotiate it?

Run payments via an online platform (We use Rent Manager)3.

In the application there is a question if you are using a loan towards any of the down payment or closing funds 

Interesting question and one in which a lot of people don't take into question when they consider self manager vs using a property manager.  

Even if you buy the right property, managing the rental and tenants can literally destroy your finances, sanity, health, family life, etc.Keep educating yourself and keep trying!

Location, professional photos, great management.

As the local governments struggle to manage tax payer money responsibly, they should really offer incentives to private builders to build "income restricted" at a much lower price. $220-$300/ft for vertical build costs.  

I would have a written agreement as to all terms of the deal, who makes payments, who is manager, who gets profit, who gets paid and how, etc. 

I tend to error on the side of caution when laws are involved so do check out the usury laws in the state in which the investment is taking place as those are the applicable laws.

After you apply for your line of credit, Amex will assign you an account manager.