I checked the property appraisal for the sell price and it was $172,700, even lower than the county appraisal value of $206,607.

- Do you lower your CoC and monthly CF as interest rates increase or do you look for a better deal? 

The building does have quest water lines that are all behind drywall except when they connect to fixtures and appliances.It would be expensive to repipe this as a lot of drywall would have to be cut and then repaired.I know it's a risk to wait for a leak to start and then to repair just that section.I'm getting an ok buy price and the seller won't go any lower.  

I have a question about the timing of the modification:Example: my borrower has 10k in arrears, and an interest rate of 12%Let's say I call him up and we agree on him paying 5k in arrears, I forgive the other 5k and I lower his rate to 10%. 

For example, weekly tips like paying your child up to X dollars per year for job site work (ie: post construction cleaning) before they will get taxed on that income, which ultimately helps you, the business owner, by reducing your taxable earnings.Thanks! 

Drexel Hill because the prices are lower but the rents are similar.

I just know i don't have the experience with lower end places. 

@Chris Youssi i was hoping there was a 30 year amortization program out there, but maybe the lower rate ends up a better deal.

I used the lower end of prices as leasing price and after repair value based on the Zillow estimate.

I am thinking 150k-300k ARV, those would be lower range to mid range around me, maybe a bit lower if it was a town home or condo, depends on what a lender would do for me also.Thanks for the response.