As an investor do you want a high or low housing affordability index in your market?  

Most offer a 0% introductory APR anywhere from 6-18+ months.

That seems very low for property management.$500 mortgage payment - how much are you planning to put down?

Example:

SFR in San Santonio
$120k purchase price
Investment property

- What is the lowest down payment you have seen or put down yourself?

- Any preferred lenders?

I am looking to put down as little as possible...

Should I wait this one out or make a realistic low offer and see what happens? 

You can’t go long periods of time especially in low income areas . 6 months is plenty long enough to destroy the inside of a house if left unchecked .

Ther eis no possible way you can get ahead with a score that low.

Again, this seems very common in the outer boroughs of NY for low income families, and am just curious. 

Despite the extremely low LTV ratio, multiple bankers I have spoken with, keep telling me that home equity lines of credit can only be levied against a primary residence, and not against an investment property, or portfolio.

In low rent markets a rough estimate of the expense, not including debt pay down, is 50% of the rent.