@Neil Haven a four unit property will qualify for many commercial programs, which may be the way to go.With a commercial policy, you may have more flexibility with choosing the building limit and can pick and choose which coverage's you want.I would suggest calling a local Independent agent. 

Too many big companies like Redfin, Realtor.com, Zillow, control the marketplace of advertising because they quite frankly have much, much, much, much larger budgets than the rest of us.That said, I would spend the money sparingly and try to get the most bang for my buck. 

This is a great vehicle for retirement wealth building, where the investor has more control over what they are invested in compared to traditional investments such as stocks, bonds and mutual funds.

We are just wondering, again since this the 2nd time that someone limited the time to 3 hours, if it was just the inspector we want to use and our own expectations that are in the way.

But would obviously need a partner because I know my limits.

✓Second Home Requirements  must be occupied by the borrower for some portion of the year  is restricted to one-unit dwellings must be suitable for year-round occupancy the borrower must have exclusive control over the property  must not be rental property or a timeshare arrangement1 cannot be subject to any agreements that give a management firm control over the occupancy of the property

I also knew that his work was limited because most side roads were posted (heavy vehicles not permitted due to frost heaves, etc.).

Currently living in New Orleans as an engineer, but don't see myself here long term as there are limited opportunities here in my industry. 

And I am ok with her “limitations.”

Will depend on several factors like the type of property, type of tenants, your risk tolerance, other assets you own, your estate planning, laws where the property is located, etc.Any lawsuits would be limited to the assets of the LLC and not your personal assets (assuming you run the LLC appropriately and the corporate veil is not pierced).