I am so passed that tenant just left lawn/Shrub to die/burn without raising any flags.

Some providers simply sell the property and the investor is left to find a management company, maintenance personnel, snow and lawn care providers, etc.

The problem is that with the recent runup in lumber prices and the ongoing labor shortage, builders don't want to sell unfinished properties too early and be left holding the bag if costs balloon even more.

there are only a few lots left for sale, I bought them all 😂 had to buy 45 acres to start making my own lots!!

Bought my first SFH when I had about 2 months left of nursing school.

Too much hassle. there are very few banks that will do an actual fix and flip loan and unless your a premier client of the bank the rate will be higher think 6 to 8% apr IF you can get them to loan on fix and flip which I am quite certain 95% of borrowers and a 100% of new investor / flippers cannot get. this is why HML companies have sky rocketed the banks left this space in the GFC and have not returned.. unless of course your a 1% er.. 

The loan balance is now about $70k with approximately 9 years left on the loan.   

I left that position to start a business and had decent success.

Since you have one year left, you could leverage FHA and other government loan programs that demand owner-occupancy plus a certain live-in time period.

There's nothing to worry on your end, all it really means is that the seller/builder left some money on the table that you get to capture now.