Is this just splitting hairs on the attorney's end or is this something that I should include in my PAs from now on? 

Then again, I personally do mix the reasoning together because of the fact that m2m usually causes me more turnover and therefore costs compared to 1 year leases.I have to admit, though, that so far this is a mixed pool of sorts since my 1 year lease tenants tend to actually leave after this year due to relocation etc while some of my m2m stay even longer than 12 months...

The good news for us is that lending law allows us to use any non-deceptive terms, so by using "Private Lender," we can avoid all sorts state and federal regulations.

I know if the people can do some sort of owner financing.

Is there some sort of tax benefit to doing it either way?

I'm in our procurement department, so I spend all day working with our suppliers of both goods and services, helping folks at our resort properties sort through issues, finding strange/large/expensive/hard-to-find items, and bidding out items that we need for various projects to generate savings for the company.

If anyone has any idea of any sort feel free to message me so we can chat further. 

Anyways here is my current assets and liabilities and I want some advice on the best way to purchase the homeCurrent Residence Value $1.2M debt $200,000Rental Condo Value $650,000 debt $229,000Rental home 1 Value $65,000 rented $800/mo cashRental home 2 Value $65,000 rented $850/mo cashRental home 3 Value $65,000 rented $950/mo cashRental home 4 Value $65,000 rented $950/mo cashRental home 5 Value $65,000 rented $500/mo(our maid)Land Value $150,000 rented for $700/mo cash to a car lotLand Value $150,000 rented for $350/mo to a small hair salon in a 400 sq ft structureAlso have a car financed at $1500/mo, i know i know cars are bad investments, well I have an incurable disease and im not going to live forever, so I put half down on my dream car, its an exotic and should appreciate anyhow, and financed the rest at 1.99% through chase private client.So my issue is when financing the expensive rental was debt to income, as you can see alot of the rentals I have are lower income rentals and the people pay me in cash.

From my limited knowledge, it seemed like a few flips could produce at least a downpayment that would be required for any sort of holding.

I need a mentor to help sort out how to do this without a lot of cash.