Many times the tenant would not pay their portion of the rent on time if at all.  

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

… $1.2MWith head shaking, I responded that he didn’t just buy a $1.2M property from an old woman who was unable to pay her taxes for $80k.

Seller is paying $5,000 of closing costs and a $5000 credit towards a contractor for repairs found during inspection.Here is the part that is bothering me...

These are very personal decisions.I can't tell you how many times I had a seller pay me to go in and redo kitchens and baths, and then get called back by the new buyer to redo the brand new custom work....just because of color.I would just put the house on the market and price it a little high, maybe $20k...?

What are you paying them for?

You do not need to pay a lot of money for the information that he provides.If you go to his seminars it is mostly just upselling to get you to buy into another program that will provide you with the information missing from the current program.

Tennessee doesn’t have personal income tax but if we create an LLC we would have to pay state income tax.

My goal when I got the building was to live in my building while having my tenants pay for nearly all of my mortgage.  

Post back if you find another lender who serves you well, and I will add them to my list and pay it forward.