Credit unions and small banks that keep the loans on their books instead of selling them on the secondary market are the institutions that can be more flexible with their underwriting.

I've found that going with a bank that holds their own loans and/or sells direct to Fannie Mae gives them more flexibility than other brokers who have to deal with more overlays (extra rules placed on the approval process).

Wix isn't bad for those who need something quick and dirty.Once you get some experience with websites, you'll likely need some of the flexibility that a solution like Wordpress offers.

I don't think it will help the resale as it actually takes away the flexibility of the space.I have a lot of clients tearing out wet bars that were built in the 90s.

Ideally, I'd like to pick up the property and let the tennents stay on...but the numbers have to work.Property is a 3/2 SFR, well maintained, approx value $100k.Current rent is $850, comp rents are $950 in the neighborhood.Owner has no mortgage on the property and notionally wants $98k.May be some flexibility on the price/rent and the tennents are open to a lease option...but I think the owner wants to get cash in hand and be free of landlord headaches. 

They are all solvable, just be prepared to be flexible and leave some buffers for yourself (money, time, mental energy etc.)  

Leaving my full time office job soon to have job flexibility and to be able to concentrate on growing my real estate business which currently consists of 10 single family home rentals.

HOAs decrease flexibility of creative financing.2. $200 a month Pos Cash Flow is not great.3. 10% down is alot to buy, I buy on sub2, wrap and lease option assignment.4.

Financing:  Do bank have much flexibility with rates?  

Sam & Heather Jones - I'm open to being flexible.