I hope it seemed fair and without emotion.

Unless there is significant equity or some emotional reason to save the family home, it's a headache and your action could very likely trigger a due on sale clause in the security agreement even after you reinstate the loan.

@William WalkerYou never cease to amazeMy view of business situations is not handicapped by emotions and I do not factor other peoples feelings into the equation when making business decision.

If your Piti is that high realative to potential rent revenue then I think you are making a decision based on emotional attachment to the house not an investment decision.

For purposes of housing, it does not matter if they have a true service dog, emotional support animal, therapy animal or any other designation, all need to meet the HUD guidelines, and there is NO "official" Registry for any such animals.

Still and all, it was emotionally exhausting just 'not knowing' if we would get there in time!

The premise is the valuation model is switched from buying for emotional and utility reasons to income reasons.

@Lauren Heart You certainly want to address this asap before tenant tacks on 'infliction of emotional distress'.

Here's what he wrote:"First, I knew it was a pre-foreclosure so I knew there would be a lot of emotion involved.

Another good info source if you have some money skills is The Money Guys; they follow the FOO (Financial Order of Operations).https://www.moneyguy.com/The big difference I find is emotion based vs math based, for example, some folks should not have a credit card, some folks know to pay it off each month...None of us out here in BP land have a clue about your situation, except you seem to thing Day Trading is a reasonable path.