I was curious if it was possible to hold a realtor license as well as a mortgage loan officer originator license in NJ.

if anyone holds themselves out as any kind of lender in a public forum then they are simply  a HML end of story.

Let me share a few details to give you a better feel for the situation.THE DETAILS:FIRST, I'm a buy-and-hold, very part-time investor.

Typically the value is cheaper, which is a benefit to you as the long term buy and hold investor. 

Fill me in BP on Dayton Ohio on what the buy and hold and flipping scene is like out there...

Investment Info:Single-family residence buy & hold investment.

Although I have some income from direct marketing and book sales, for many years 95% or more has come from real estate but different aspects of it like rentals, flips, holding paper and managing/contracting.

And buy and hold for those with more money and less time.

The biggest benefit for both of these is MI drops off unlike FHA if it turns into a long-term hold. 

With the holding costs and risk involved the return is not that great.Asking : 250kARV Gut rehab , A plus rehab : 475 KARV cosmetic rehab : Not sure1.5 story , unfinished basement4 bed , 2 bath - 1700 Sq ftMy question is : When should we consider a gut vs cosmetic rehabFew things I thought about :1.