Don't forget to account for the points and refinance fees you will pay for the new loan as well.

A 401(k) invested in the stock market has a lot of hidden fees.

I’ve been using:Vacancy: 8% (one month per year; also can cover lease renewal fee of a few hundred a year if tenant renews).Maintenance: 5%.

You can find that info here: https://www.clevelandohio.gov/city-hall/departments/building... under "Electrical Permit Fee Schedule."

Its much faster to communicate/discuss with others, e.g. my realtor and supporting trades.  

That threshold should be discussed on a per property and per individual basis with an agent that is trustworthy, knowledgeable, and has your back.4.

Discussion like this is something to watch closely. 

If you need a little more power, look at Rentredi or one of the other software to charges a monthly fee.

@Alex Pinard welcome to the forums, and yes just about everyone here as been through a similar decision.If we were sitting down having a beer and discussing I'd probably as you the following:- can you leverage your current job or situation to help get you to your end game? 

Even my usually stable office REIT got haircut.... 100% I think you do need to break out Office/Retail from MF in the discussion as it does not matter how awesome you are as a sponsor in office / retail they are getting crushed everywhere due to COVID then work from home policies.