I am trying to determine all of my cashout refinance options.

As you can see there is a quite a few things to consider when determining what a lot is worth.

Zoning is determined by the city and county.

So the determination and reporting of value as well as handling debt and cash is your challenge when not using a QI and doing the delayed 3rd party exchange.

@Tony Hershiser this is definitely a difficult situation and I know that it can really be a mental strain.

You don't deduct that again to determine taxes. im not getting how you can buy something for $200k, sell it for $228k, and have a $158k profit.

Originally posted by @Mauricio Arroyo:@Michael Plante no I pay my insurance and taxes separate every year.The bank adds that to the monthly payment to determine how much you qualify for maybe your total per money mortgage, real estate tax and insurance is why? 

While you are legally correct, attitudes in the court system, and the particular judge, will determine what happens.

The brother who holds title to the property has been mentally handicapped since birth.

Banks will follow the Fair Market Rents determined by an appraiser.