Originally posted by @John Brady:@Kyle Jean @Chris Ha Freddie and Fannie small balance have 30 year amortizing loans but both have a minimum loan of $1 million  Correct although you could potentially get a waiver down to ~$880k or so.

Only other correction I want to make to the info above, you cannot eliminate PMI on this product until you hit a 65% Loan-to-Value on a 2-4unit...unless you refinance. 

My firm serves a mixture of investors, and only half of them do have rentals properties.

I should correct my answer to number 1.

You need to stay in touch with your market to know how much is correct.

I know that can be a challenging transition.FSBOs - haven't done one myself but I used to be a licensed agent in Texas so I dealt with FSBOs on both the buyer and seller side.Biggest issue with FSBOs is pricing your property correctly.

Hard money loan would be the third option, but the interest may not be worth it, am I correct?

I see sellers fluffing the books with weak tenants to sell at an inflated price and then the buyer ends up with a headache.I think previous suggestions are correct - let tenants know that new management will be much more stringent on collections, and also try to raise rents if possible.

Although a smaller type of correction might be a possibility in the near future.I bought my first house in 2006 and foreclosed it in 2008.

There may be a slowdown or correction but you’re not gonna see a 50% drop in prices.